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Title Deed Verification Comprehensive Guide for Authenticity

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The title deed is one of the most important documents when it comes to selling or purchasing a property. Not only that, if you plan to give out your property for rent, you will also have to submit its copy for the proceedings. This document signifies property ownership and is one of the most important steps in buying a new home.
It is a key prerequisite whether you are leasing or buying a property in Dubai. You will need it every step of the way, such as:

  • Registering for Ejari and utilities
  • Obtaining a move-in permit
  • No Objection Certificate for resale from the Developer
  • Utility & service charges clearance certificate and/or mortgage application

 

In simple words, a deed is used to transfer the title to another person. Title, basically, is a legal document that proves the ownership of an asset or property. It is transferred onto your name that verifies your legal ownership of the property. And in terms of real estate, the title means the ownership of the property, indicating that you own the rights to use that property as its legal owner. The holder is granted specific rights to an asset – on a few conditions.

Difference between Property & Title Deed

You would hear a lot of real-estate jargon thrown around when you buy a property. Those who don’t know much think of Property Deeds and Titles as the same things. However, both of them are two different legal concepts. Simply put, when you own a property entirely, you possess both the Deed and Title. But the Title tends to be a bit distinct from a Deed. You can get confused and face problems if you are not aware of what you are using.
A title deed includes:

  • Property description – the boundaries, exact position, and size of the property.
  • Name and identity number of the legal owner(s) of the property. More than one owner can be listed on the title deed.
  • Last transfer date of the property.
  • The purchase price of the property (if it was bought from another person).
  • Factors that could hinder the sale of the property.
  • Factors that could restrict the purchase of the property.
  • Seal of the Deeds Registry Office to demonstrate that the deed has been recorded in the name of the owner and date.

Significance of Authenticity of Title Deed

Real estate happens to be a booming industry in Dubai and an area that is responsible for increasing investment in our economy. Hence, apart from keeping a sharp eye to grab the right opportunity at the right time, you must be mindful when it comes to the paperwork.
Investment requires vigilance and being smart about where you are putting your effort, time, and of course, money. You must verify that the proof of ownership i.e. the title deed for completed properties and Oqood for off-plan properties, are in order. Consider this as a prerequisite before you deposit the amount of security deposit. You need to be certain of the authenticity of the documents, and that the property is free from any court case or legal impediment.
Where on one hand real-estate can yield you incredible results, it can also be risky. Therefore, make sure that you recognize any warning signs that reek of an investment fraud.
The Dubai Land Department (DLD) provides you with complete assistance in this regard. This way, it has become rather convenient for anyone to check and confirm the authenticity of the Title Deed. The goal is to boost transparency and practice professional standards.

Step-by-Step Guide for Checking a Title Deed

Read on below to know how you can check the authenticity of the title deed:

  • First of all, using your mobile, go to the app store and install Dubai Rest or you can visit www.dubailand.gov.ae
  • Now, from the homepage of the Dubai Rest or DLD website, select the Title Deed Verification.
  • You are required to provide some information on the title deed, like:
    • Certificate Number: You can find it below the barcode or QR code of the
    • title deed. For Oqood, find the Contract Number.
    • Certificate Year: You can find it below the barcode or QR code of the title
    • Deed. For Oqood, find the contract year.
    • Property Type Specify: Land, Unit, or Villa
    • Owner’s Name
  • Now, to see the status of the Title Deed, click on the Validate tab. You would know whether it is blocked, invalid, mortgaged, restrained, or valid.That’s about it. Make sure that you do this simple step before you decide to invest in properties in Dubai.

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